Blog Archives for tag aging

We Need Someone to Help Us…

power of attorney

We Need Someone to Help Us…

I just want to be a daughter/son. I want to visit with my mom/dad and not have to worry about paperwork and bill paying. I want to take my mom shopping and to dinner, and not have to worry about medical decisions. I’m too emotional to make a good decision. My brother/sister doesn’t agree with what I think mom/dad needs, but he/she doesn’t live here and see him/her every day like I do!

Could This Be Someone You Love?

could this be someone you love

Could This Be Someone You Love?

Here’s the story…..he lived comfortably. He had a reasonable pension. His parents died and left him a modest inheritance. His home was paid for. His health began to decline. He began to be confused about his bills. He began to use his overdraft protection routinely. He began to mismanage his medications. He began to be paranoid that others wanted to harm him. He had no family close, so he began to depend on others to some degree. A neighbor began to take advantage of that dependence. He signed mortgages on his property to a neighbor. His bills began to go unpaid and start piling up. He habitually called 911 for emergency transport. He began to have panic attacks.

Family Matters

Family Matters

The American Association for Marriage and Family Therapy states that “more than ever before, families are providing long-term care to older adults with limitations in the ability to perform tasks necessary for independent living. Nearly 25% of American households are providing care to people age 50 years and over.
Families are the alternative foundation for a stressed healthcare system. Hospital stays are shorter than ever and family caregivers are often expected to do what healthcare professionals once did.”
Family caregivers take over various responsibilities for their elders.  It may be just handling finances, running errands, going to doctor appointments or taking on full 24 hour care services.  In most cases one sibling in the family will become the main caregiver, but most successful ventures are supported by the entire family.
There is a saying that it takes a village to raise a child.  This may be true, but it takes a family to care for an aging parent.  As seniors lose physical and cognitive function they become vulnerable and unable to manage their own care.  Who better to know their needs and desires than their own children.  Even if professional care givers are providing services, family involvement makes the difference in quality of life for their parents.
“If one family member has been designated caregiver other members can give support with respite care, transportation to doctors, etc., everyone needs to be aware of all that is needed and be in total agreement to do it.”  The 4 Steps of Long Term Care Planning
Experience has shown that even families that are close can quickly grow angry, jealous and hostile towards
each other when an aging parent begins to need long term care. If a sibling moves into the parent’s home, others can easily be suspicious of ulterior motives and fear to lose their inheritance. On the other hand, the child doing the entire care taking becomes bitter and feels there is no support or help from siblings.
One example of a family misunderstanding is that of a brother accusing his sister of stealing all of the money from the sale of his parent’s home.
Karen, who was a single mom with two children, moved in with her parents when her father had a stroke to help her mother take care of him. Her mother was also disabled. Needing money to pay for a home care service, Karen helped her mother do a reverse mortgage on the home, which gave the needed funds. If communication had been open and Karen’s brother had known the need and been involved with his parents care, he would not have reacted so negatively when he eventually found out about the reverse mortgage.
Every family is different. Some families are close and some have never been compatible. If your communication is strained, consider having a professional mediator present at a family meeting. The mediator will be able to keep things calm and running smoothly and help work out each persons concern.
Family matters.  The experience of working together for their parents care can give aging parents and family members a peaceful, memorable experience.

Life Resource Planning Meets Needs Beyond Retirement

Life Resource Planning Meets Needs Beyond Retirement

 Seniors are the fastest growing segment of the population, not only in the United States, but in the world. Currently, individuals age 65 and over represent 13% of the U. S. population – about 41 million people – but this will grow to 20% — 88 million — in just a matter of 38 years. Seniors also control a great deal of the wealth in this country. (USNews)
Even though many seniors have put together financial plans or completed retirement planning, very few have a plan in place for later life needs.
Most healthy, active seniors ignore this type of planning. The need for later life planning is typically recognized when, due to the aging process,
  • the senior’s family realizes that their loved one’s savings and investments will run out,